Common questions you might be asked by the insurance claim representative...
- What caused the damage?
- When did this happened?
- Do you have spare parts or receipts?
- Where were you when this happened?
- When's the last time it was replaced, repaired, or maintenance?
- Did you have this installed or did you do it yourself?
- What did you do after this happened?
- Have you filed other claims?
- What did you do to keep it from getting worse?
Do you know how to properly file a claim to your benefit?
Here is an example of covered claims from a typical Home Owner's insurance policy. Many different types of claims are covered. Additional coverages can be trigger, if you know what to look for.
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Additional Coverage's that can be triggered
by the above coverages
by the above coverages
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Insurance policies also have endorsements you can purchase to increase some coverage's, and add to others. When endorsements are purchased a rider is attached to your policy with added or altering coverage language.
Questions you might be asked...
- What caused the damage?
- When did this happened?
- Do you have spare parts or receipts?
- Where were you when this happened?
- When's the last time it was replaced, repaired, or maintenenced?
- Did you have this installed or did you do it yourself?
- What did you do after this happened?
- Have you filed other claims?
- What did you to keep it from getting worse?