How Can Damage Defenders help make a difference with my insurance appraisal?

• Experience handling a wide selection of insurance claims, familiar with policies ( Florida licensed Public Adjuster )

• Knowledge and hands-on experience in the construction industry ( Florida Licensed Building Contractor )

• Extensive experience estimating properties and contents for value ( Xactimate writing and interpreting )  
• Thorough inspection methods ( includes any proposals, documents, photos, etc. )
• Combine all the above with clear communication, integrity, and the ability to negotiate 

What's an insurance appraisal?

• An insurance appraisal is part of the insurance policy. When the insurance policyholder and the insurance company can not agree on the scope of work and price of repairs, either party can demand an appraisal.  

How does appraisal work?

• Once the appraisal demand has been sent, each party hires its own appraiser. The appraiser will investigate the loss, gather all related info, and put together an estimate. The two appraisers will meet at the property to discuss the claim and usually make some agreements onsite. After they've had time to review the information, they'll negotiate a settlement. If they can not agree, then it goes to an insurance umpire. 

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​How much does appraisal costs?

• Each party is responsible for paying their appraiser. The appraiser can collect the fee up front or before a settlement is signed. Some appraisers charge a flat fee, percent, or an hourly rate in addition.

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​Attention to detail makes the difference!

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PA - W112859

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