An insured homeowner had water damage from a broken pipe. A plumber located the leak behind the cabinets in the kitchen. He had to go under the kitchen sink, cut out the back of the cabinet, and cut a hole in the exterior wall in order to have access to the leaking pipe.
This leak caused damage to all the wood floors throughout the first floor (about 1506 sq.ft.). The same exact flooring is on the entire 2nd floor, as well. The floors run under the kitchen cabinets, baseboards, stairs, toilet, and vanity. Furniture has to be moved around, walls need painting, drywall needs repair, and floors require replacing. There is a lot of work needed.
The insurance company's in-house adjuster went there to estimate the damage and take a report from the insured. He spent 30 mins at the property, talking to the insured and taking measurements. The insured received a check for $7,186. That money is supposed to take care of all the repairs.
The amount of money being paid will not cover all the repairs required to bring the insured back to a pre-loss condition. All the mentioned repairs will cost the homeowner much more.
This is a great example of why a Public Adjuster is needed.
#publicadjuster #claim #brokenpipe